Risk Disclosure

Capital at risk

All investing involves risk, including possible loss of principal. You should not invest funds you cannot afford to place at risk.

Projected returns are targets

Projected returns describe the target outcome of a mandate. They are not guarantees, forecasts of certainty, or promises of any specific result.

Market and liquidity risk

Investment values can fall as well as rise. Capital allocated to a mandate is committed until maturity and is not available for withdrawal during the term.

Currency risk

Accounts are held in Canadian dollars. If your home currency is not CAD, movements in exchange rates may affect the value of your holdings.

Suitability

Consider your objectives, time horizon and tolerance for loss, and seek independent professional advice where appropriate.

Last updated: 2026.